Register once. Checkout faster. Pay everywhere BitRail is accepted - with all your cards, your bank account, and loyalty rewards in one place. Your money is FDIC-insured. Your data stays private.
Your data is never sold or shared. BitRail is fully compliant to transmit money and protective of user data.
One account works across every BitRail-powered site. Add your cards and bank accounts once - use whichever payment you want without entering them each time.
ACH, credit cards, and soon crypto and BNPL - all stored in your wallet and ready at checkout. No re-entering card numbers across sites.
Your balance is held in a separate FDIC-insured account, protected the same way it would be in a traditional bank.
Send and request money between wallets instantly. Pay friends, split bills, or transfer to family - no waiting periods.
Earn rewards on every transaction and redeem them directly in your wallet. No separate apps, no surprise expiration dates.
We never sell or share your data. Your payment history, preferences, and personal information stay yours - always.
Skip the card-entry form at every store in our network. One tap to pay and you're done - on web or in-app.
Track every transaction, watch your loyalty balance grow, and manage which cards are active - all from one dashboard. Switching payment methods takes seconds.
Join 1.2 million users already using BitRail at checkout.
Create your free account →A branded checkout your customers trust, instant onboarding. Cash vs credit pricing and ACH can save you up to 50% in your processing fees.
One integration. Every payment type. Real-time reporting and a branded checkout that drives loyalty.
Accept all payment types from day one - no long onboarding queues. Dual pricing (cash vs. credit) built in to protect your margins.
Your logo, your colors, your checkout. A custom wallet embedded via a single line of code, with 1:1 FDIC-insured stored funds.
Instantly splits funds to sellers, platforms, and tax - compliance built in. Works for business and individual sellers alike.
Real-time FX, local routing, and global settlements via stablecoin held in US banks. Rolling out Q4 2026.
Instant reporting across all payments. Integrated with major processors. Full eCommerce suite: recurring billing, card vault, invoicing, CRM.
Offer first-time-user incentives, track redemptions, and reach our 1.2M user network through your branded wallet listing.
One line of code adds the full BitRail checkout to your existing site. Here's what changes.
From virtual terminals to enterprise eCommerce - the merchant portal covers every scenario.
Virtual terminal, quick charge, authorizations, card-on-file, repeat billing, invoice management, digital signature checkout, and customer tip screens.
Web hosted checkout with guest or login-and-pay flows. Three plans from SMB to enterprise. Partial and full refunds, stored transaction history with signatures.
Online CRM with auto-built customer profiles, recurring payment management, vendor reporting, and invoice templates for one-click billing.
Instant onboarding. No queues. A complete checkout in one line of code.
Merchant Sign Up →BitRail helps ISOs differentiate, retain merchants longer, and unlock new fees through branded wallets, ACH, and loyalty - without rebuilding anything.
ISOs that add BitRail to their stack give merchants a reason to stay - and unlock fees on every transaction type their portfolio runs.
A custom checkout and branded wallet creates switching costs that plain gateway relationships don't. Embedded wallets make your book stickier.
Earn fees on loyalty programs, wallet transactions, ACH processing, and credit card processing - not just interchange.
Simple embedded web-hosted checkout means your merchants go live in hours, not weeks. One integration unlocks every payment type.
Your merchants' wallets are marketed to our existing user base - giving them new customer acquisition on top of better payment tools.
BitRail holds MTLs in 30+ states and manages GENIUS Act compliance. You focus on selling - we handle the regulatory lift.
The merchant portal gives your clients instant transaction reporting and a complete eCommerce suite - a real value-add, not just a terminal.
Each of these is a talking point in your next merchant conversation.
One conversation. New revenue streams across your entire book of business.
Talk to our ISO team →The GENIUS Act creates the first federal stablecoin framework. BitRail is already built to meet it. Most competitors aren't even close.
The digital payments market is being rebuilt from the ground up. BitRail has the compliance posture, the user base, and the infrastructure to be the default rails for what comes next.
The GENIUS Act (July 18, 2026) creates the first regulatory framework for stablecoins. BitRail's infrastructure is already compliant. The compliance buildout alone takes competitors 12–18 months.
Integrated with most large payment processors. Onboarding up to 200 merchants per month. 1.2M registered users with no paid acquisition - organic and compounding.
Transaction fees, ACH processing, loyalty platform fees, wallet fees, ISO revenue share, and cross-border FX (2026). Each layer adds margin without replacing the last.
BitRail is the rails - the platform that ISOs, merchants, and marketplaces build on top of. Infrastructure businesses at scale carry the highest multiples in fintech.
We'd love 30 minutes to walk you through the full deck - the compliance, positioning and the revenue model.